Run a freight broker credit check before you accept the load.

SureLoadr freight broker credit reports allow carriers, factoring companies and shippers to review a broker's credit score, days-to-pay, payment history, authority and bond status, so you can make the most informed decision before you commit to the load.

What you get

What a broker credit report actually shows you.

The rate confirmation tells you what a broker promises to pay. It tells you nothing about whether they will, or when. Most carriers find that out 45 days after delivery, with fuel and driver pay already out the door.

A SureLoadr report answers it before you accept. Four things, in plain language, and what matters as much as any one of them is which direction they have been moving over the last several months.

  • Payment history and days-to-pay. How long this broker actually takes to pay carriers, and whether that number has been getting worse. A broker paying in 30 days is a very different risk than the same broker paying in 75.
  • A credit score, re-scored every day. Payment behavior, authority history, and public red flags folded into one number you can read in a second. Before you lean on a score printed beside a load, it is worth asking when it was last refreshed and who it was built to serve. A number updated some time last month looks exactly like one updated this morning, right up until it costs you.
  • Authority and bond status. Whether the broker's operating authority is active and whether a BMC-84 surety bond is on file, checked against the public record every day rather than whenever a file was last imported. The bond is what you claim against if the broker never pays.
  • Fraud and identity red flags. Recent authority changes, contact-information changes, and identity mismatches. These are the signals that tend to move first, before a broker goes quiet on an invoice.

FAQ

Broker credit checks, answered.

What is a freight broker credit check?

A freight broker credit check is a review of how reliably a freight broker pays the carriers who haul for it. It combines payment history and days-to-pay with FMCSA authority status, surety bond status, and fraud red flags, so a carrier can judge payment risk before accepting a load rather than after the invoice goes past due.

How do I run a credit check on a freight broker?

Take the broker's MC or DOT number from the rate confirmation and look it up. A free MC number lookup confirms the authority is active and a bond is on file. A full freight broker credit report adds the parts that matter most — payment history, days-to-pay, credit score, and payment trend — in plain language.

Is a freight broker credit check free?

Confirming a broker's authority and bond is free on SureLoadr with an MC number lookup. Full freight broker credit reports with payment history, days-to-pay, and scoring are $15 per report à la carte, or unlimited on a subscription from $59 per month with daily monitoring and alerts.

How do I read the score a credit check comes back with?

Read it as three things, not one number. The score gives you the risk band, days-to-pay tells you how long your money sits, and the payment trend says which direction both are moving — a decent score with worsening days-to-pay deserves more caution than the number alone suggests. Then weigh it against your own exposure: the same result can be fine on one load and too much on a fourth unpaid invoice with the same broker. For what each band means, see our guide to what a good freight broker credit score is.

How often should I check a broker's credit?

Check any broker you have not hauled for before, every time. For regular partners, ongoing monitoring is better than repeat manual checks — broker payment behavior can change in weeks, and authority revocations and contact changes often happen shortly before a broker stops paying.