Run a freight broker credit check before you accept the load.
SureLoadr freight broker credit reports allow carriers, factoring companies and shippers to review a broker's credit score, days-to-pay, payment history, authority and bond status, so you can make the most informed decision before you commit to the load.
A credit score and average days-to-pay, re-scored every day
Payment history built from real invoice experience
Pays fast (≤25d)Pays within terms (26–35d)Slower than average (36–45d)Slow payer (46d+)
Score & payment trend — 12-week look-back
Hover any point to see its date and value.
SureLoadr Risk
91
Low risk
Average Days to Pay (DTP)
27 d
Pays within terms
Outstanding Receivables by Age
What this broker owed at each month end, grouped by how long it had been outstanding. Payment terms vary by broker, so an older range is not by itself a missed payment.
5% of the balance was aged past 30 days, down from 6% before it.
Current Balance31-60 Days61-90 Days91+ Days
Month
Current Balance
31-60 Days
61-90 Days
91+ Days
Sep 26
$486,200
$21,400
$0
$0
Aug 26
$502,900
$24,800
$3,100
$0
Jul 26
$471,300
$19,600
$0
$0
Jun 26
$455,800
$26,200
$2,400
$0
May 26
$462,100
$22,900
$0
$0
Apr 26
$438,700
$25,100
$1,800
$0
Mar 26
$421,500
$23,400
$0
$0
The two most recent months are still being reported and will rise. They typically show around a third and a half of their eventual totals at this point. A smaller balance in those months reflects data that is still arriving from the sources, not a decline. The figure above is measured over the settled months before them.
Payment Experiences (Past 24 Months)
Unique Companies Reporting
46
Invoices Behind This Figure
3,812
Carrier Non-Payment Reports
0
Average days to pay is weighted by how recent each experience is, so a broker who slowed down last quarter does not keep the benefit of paying quickly two years ago.
Authority
Broker Active
Broker Authority Since
Apr 11, 2016
Prior Revocations
0
Reinstatements
0
Contact on File
Address
410 W BROAD ST STE 200 · COLUMBUS, OH 43215
Phone
614-555-0142
Insurance filings on record
Coverage
Insurer
Policy / surety #
Coverage
Effective
Surety Bond · BMC-84
GREAT PLAINS SURETY GROUP
SB-742019
$75,000
Apr 11, 2016
Public records & bankruptcy
No bankruptcies, judgments or liens on file
U.S. federal bankruptcy court records searched for NORTHGATE FREIGHT PARTNERS LLC.
Use as Information, Not a Guarantee
SureLoadr is decision-support software. It is not a lender, a payment guarantee, a credit bureau, a collection agency, or a legal advisor, and nothing in this report is an instruction to accept or decline a load. Payment trends are an average across every experience reported to us, not a figure specific to your lane or your invoices. The underlying records come from federal sources and third-party contributors that SureLoadr does not control, and are provided as received — without warranty that they are complete, current, or free of error.
Always verify the broker’s identity on the rate confirmation before booking, and treat the rating as one input alongside your own checks.
As a condition of use, and as set out in the Terms of Service, you agree that every booking, credit and business decision you make is your own. SureLoadr is not responsible for those decisions and, to the fullest extent permitted by law, is not liable for any loss, unpaid freight charge, lost profit, or other damage — direct or indirect — arising from your use of this report or your reliance on it.
The rate confirmation tells you what a broker promises to pay. It tells you nothing about whether they will, or when. Most carriers find that out 45 days after delivery, with fuel and driver pay already out the door.
A SureLoadr report answers it before you accept. Four things, in plain language, and what matters as much as any one of them is which direction they have been moving over the last several months.
Payment history and days-to-pay. How long this broker actually takes to pay carriers, and whether that number has been getting worse. A broker paying in 30 days is a very different risk than the same broker paying in 75.
A credit score, re-scored every day. Payment behavior, authority history, and public red flags folded into one number you can read in a second. Before you lean on a score printed beside a load, it is worth asking when it was last refreshed and who it was built to serve. A number updated some time last month looks exactly like one updated this morning, right up until it costs you.
Authority and bond status. Whether the broker's operating authority is active and whether a BMC-84 surety bond is on file, checked against the public record every day rather than whenever a file was last imported. The bond is what you claim against if the broker never pays.
Fraud and identity red flags. Recent authority changes, contact-information changes, and identity mismatches. These are the signals that tend to move first, before a broker goes quiet on an invoice.
How long it takes
Check every broker. It takes one search.
Log in, search by MC number, DOT number, or company name, and read the status, the score, and the payment history. You are done before you have finished reading the rate confirmation, which is the reason to run it on every load rather than only the ones that already feel wrong.
Some do deserve a longer look: a broker you have never hauled for, authority granted in the last six months, a rate well above market for the lane, a phone number or address that changed recently, or pressure to accept without a signed rate confirmation. Those are reasons to read the report closely, not reasons to skip it on everything else.
If the load is going the other direction and you are the one handing it off, the same habit applies to carrier vetting.
FAQ
Broker credit checks, answered.
What is a freight broker credit check?
A freight broker credit check is a review of how reliably a freight broker pays the carriers who haul for it. It combines payment history and days-to-pay with FMCSA authority status, surety bond status, and fraud red flags, so a carrier can judge payment risk before accepting a load rather than after the invoice goes past due.
How do I run a credit check on a freight broker?
Take the broker's MC or DOT number from the rate confirmation and look it up. A free MC number lookup confirms the authority is active and a bond is on file. A full freight broker credit report adds the parts that matter most — payment history, days-to-pay, credit score, and payment trend — in plain language.
Is a freight broker credit check free?
Confirming a broker's authority and bond is free on SureLoadr with an MC number lookup. Full freight broker credit reports with payment history, days-to-pay, and scoring are $10 per report à la carte, or unlimited on a subscription from $49 per month with daily monitoring and alerts.
How do I read the score a credit check comes back with?
Read it as three things, not one number. The score gives you the risk band, days-to-pay tells you how long your money sits, and the payment trend says which direction both are moving — a decent score with worsening days-to-pay deserves more caution than the number alone suggests. Then weigh it against your own exposure: the same result can be fine on one load and too much on a fourth unpaid invoice with the same broker. For what each band means, see our guide to what a good freight broker credit score is.
How often should I check a broker's credit?
Check any broker you have not hauled for before, every time. For regular partners, ongoing monitoring is better than repeat manual checks — broker payment behavior can change in weeks, and authority revocations and contact changes often happen shortly before a broker stops paying.
Built for the trucking industry
Pull a freight broker report before you commit the truck.
Run a report on any MC or DOT number and get payment history, days-to-pay, credit score, authority, and bond in plain language. Reports are $10 each, or $49 per month for unlimited reports with daily monitoring and alerts on the brokers you work with most. Confirming authority is free.